© Murphy & Company, Inc. All Rights Reserved.

Murphy & Company creates educational content, digital user guides, and instructional media licensed to financial institutions for use with their account holders. All materials produced by Murphy & Company are protected by copyright, trademark, and other applicable intellectual property laws.

Unless otherwise stated in a written licensing agreement, no part of our content may be reproduced, distributed, modified, reverse-engineered, publicly displayed, or transmitted in any form without prior written permission from Murphy & Company, Inc.

Financial institutions that license Murphy & Company content may display and distribute the materials only within the scope of their active licensing agreement.

Murphy & Company content often references third-party digital banking platforms, operating systems, devices, and software applications. These names, logos, and trademarks belong to their respective owners. Their appearance within our content is for descriptive and educational purposes only and does not imply endorsement.

All other trademarks referenced in our guides, videos, and materials are the property of their respective owners.

Digital banking platforms evolve frequently. Features, menus, and workflows may change without notice due to software updates from third-party providers or the financial institution.

Murphy & Company updates its content on a recurring schedule; however, materials may not always reflect the most current interface or functionality. Institutions should consult their platform provider for the latest product details.

The information contained in Murphy & Company guides, videos, and educational products is provided for general instructional purposes only. Murphy & Company makes no representations or warranties regarding accuracy, completeness, performance, or fitness for a particular purpose.

Murphy & Company, Inc. is not responsible for any direct, indirect, incidental, consequential, or special damages arising from the use of its content or from reliance on any information provided within these materials.

Users should always refer to their financial institution’s official terms, disclosures, and agreements for authoritative information regarding accounts and digital banking products.

Murphy & Company content is not permitted to be used for the training, fine-tuning, or improvement of artificial intelligence systems, machine learning models, large language models, automated agents, or similar technologies. No individual or organization may:

Any such use constitutes a violation of Murphy & Company’s intellectual property rights and is strictly prohibited unless authorized under a written agreement.